Intengo yegolide ibe no-Okthoba wayo omuhle kakhulu esikhathini esingangengxenye yekhulunyaka, yenqaba ukumelana nokwanda kwesivuno sikaMgcinimafa kanye nedola laseMelika eliqinile. Insimbi ephuzi ikhuphuke ngo-7.3% ngenyanga edlule ukuvala ku-$1,983 iounce, okuwu-Okthoba wayo oqine kakhulu kusukela ngo-1978, lapho yeqa ngo-11.7%.
Igolide, impahla enganayo inzalo, alizange liphumelele ngokomlando ngenkathi ukuvunwa kwebhondi kuya phezulu. Okuhlukile kwenziwe kulo nyaka, nokho, ezingozini eziningi ezibalulekile zezomnotho nezwe, okuhlanganisa isikweletu sezwe esiphezulu esiqopha umlando, ukukhuphuka kwezigebengu zamakhadi esikweletu, ukuwohloka komnotho okuqhubekayo (naphezu kokugcizelela kukaJerome Powell ukuthi ukwehla komnotho akusekho ku-Federal Reserve's. izibikezelo) nezimpi ezimbili.
BHALISELA I-DIGEST YEZINSIMBI EZIBALULEKILE
Ukwakha iphothifoliyo yakho yegolide emakethe engaqinisekile
Uma ukholelwa ukuthi lezi zimo zizoqhubeka zikhuthaza ukutshalwa kwezimali kwesidingo segolide, manje kungase kube isikhathi esihle sokucabangela ukuthola ukuchayeka (noma ukungeza ekuchayekeni kwakho) ngokulindela izintengo ezingase zibe phezulu.
Isexwayiso: Insimbi ibukeka ithengwa kakhulu manje ngokusekelwe kunkomba yamandla ahlobene yezinsuku eziyi-14 (RSI), ngakho-ke singase sibone ukuthatha inzuzo esikhathini esifushane. Ngikholwa ukuthi ukwesekwa okuqinile kuyasungulwa, futhi uma isitokwe sincipha empompini yangesonto eledlule, kungase kube i-catalyst eyanele yomhlangano wegolide. Khumbula ukuthi, esikhathini seminyaka engu-30, uNovemba kube yinyanga engcono kakhulu yesitoko, njengoba i-S&P 500 inyuse isilinganiso esingu-1.96%, ngokusekelwe kudatha ye-Bloomberg.
Ngincoma ukukala kwegolide okungengaphezu kuka-10%, kuhlukaniseke ngokulinganayo phakathi kwenkunzi engokoqobo (amabha, izinhlamvu zemali nobucwebe) nezitokwe zezimayini zegolide zekhwalithi ephezulu, ama-mutual funds nama-ETF. Khumbula ukulinganisa okungenani kanye ngonyaka, uma kungenjalo njalo.
Kungani amabhange amakhulu ebheja kakhulu ngegolide
Uma usaqhubeka nocingo, bheka ukuthi imboni esemthethweni kade yenzani. Amabhange amakhulu athenge iqoqo lamathani egolide angama-337 metric ngekota yesithathu, okumaka ikota yesithathu ngobukhulu erekhodiwe, ngokombiko wakamuva weWorld Gold Council (WGC). Kuze kube manje, amabhange engeze amathani angu-800 amangalisayo, okuyinani elingaphezu kuka-14% kunaleso anezele ezinyangeni eziyisishiyagalolunye ezifanayo ngonyaka odlule.
Uhlu lwabathengi abakhulu phakathi nekota yesithathu belugcwele izimakethe ezisafufusa njengoba amazwe eqhubeka nokuhlukana kude nedola laseMelika. Indawo ephezulu bekuyiChina, eyengeze amathani egolide angama-78 metric, ilandelwa yiPoland (ngaphezu kwamathani angama-56) kanye neTurkey (amathani angama-39).
Ngivame ukweluleka abatshalizimali ukuthi banake ukuthi yiziphi amabhange amakhuludokunalokho abayikhoithi,kodwa ngezinye izikhathi zibalulekile futhi kufanelekile ukuzilalela.
Ngokwesibonelo, phakathi nesithangami sabezindaba sangenyanga edlule, umongameli we-National Bank of Poland (NBP) u-Adam Glapiński wathi izwe laseMpumalanga Yurophu lizoqhubeka nokuthenga igolide, “okwenza iPoland ibe izwe elithembeke kakhudlwana.” Umgomo uwukuba igolide libe u-20% wesamba semali yangaphandle yasePoland. Kusukela ngoSepthemba, igolide labalelwa ku-11.2% wempahla yalo, ngokusho kwedatha ye-WGC.
Ukujaha igolide laseJapan
Bheka futhi eJapan. Izwe belingakabi ngumthengi omkhulu wegolide, kodwa abatshalizimali base-Japan kanye nemizi ngokuvamile isanda kubhida intengo yensimbi ephuzi ibe iphezulu entsha engu-¥300,000. Lowo umehluko omkhulu kusukela enanini eliyisilinganiso leminyaka engu-30 elingaphansi nje kuka-¥100,000.
Esikhathini esimaphakathi kuya esiseduze, ukushesha kwegolide kwase-Japan kudalwe ngokuyinhloko ukushelela kwe-yen komlando uma kuqhathaniswa nedola laseMelika, okwenze abatshalizimali bafune uthango ekulweni nokwehla kwamandla emali.
Emzamweni wokuqinisa ukukhuphuka kwamanani entengo yabathengi, uNdunankulu waseJapan uFumio Kishida wethule iphakethe lokuvuselela elingu-¥17 trillion ($113 billion) okuthi, phakathi kwezinye izinto, lenze ukuncipha kwesikhashana ezintela zeholo nezindawo zokuhlala, usizo oluya emakhaya anemali ephansi kanye nophethiloli. kanye noxhaso lwezinsiza.
Kepha njengoba iningi lenu lazi, ukunyatheliswa kwemali ngohulumeni bomhlaba, ikakhulukazi ngesikhathi sodlame, kuyimbangela enkulu yesimo esikhona manje sokwehla kwamandla emali esingene kakhulu emaphaketheni abathengi emhlabeni jikelele. Uhlelo lokusebenzisa imali engu-$113 billion ngalesi sikhathi luzosebenza njengophethiloli emlilweni omkhulu.
Imindeni yaseJapan ibonakala ikuqonda lokhu, njengoba ukugunyazwa kwayo umsebenzi kaKishida njengondunankulu kwehle kwafinyelela ezingeni eliphansi kunawo wonke lama-33%, ngokokuvota kwakamuva okwenziwe nguNikkei kanye neTokyo TV. Lapho bebuzwa mayelana nokwehliswa kwentela okungaba khona, ababambiqhaza abangama-65% bathi bayimpendulo engafanele ekwenyukeni kwamandla emali.
Icebo elingcono, ngikholwa ukuthi, elokulingana negolide kanye nezimayini zegolide. Njengoba i-WGC ibonise izikhathi eziningi, igolide liye lahamba kahle ngezikhathi zokwehla kwamandla emali aphezulu. Ngokomlando, lapho amazinga okwehla kwamandla emali esedlule u-3%—okuyilapho esikhona namuhla—intengo evamile yegolide yenyuka ngo-14%.
Esikhathini esiyizinyanga eziyi-12 kusukela ngoLwesihlanu, igolide ngokwemibandela yedola likhuphuke ngo-22%, elihlula i-S&P 500 (likhuphuke ngo-19% ngesikhathi esifanayo) futhi lingaphezu kwamandla emali.
Okwangempela : (NguFrank Holmes, oyi-CEO ye-US Global Investors)
Isikhathi sokuthumela: Nov-09-2023